Case Studies

Private Companies:

“My business is my retirement plan.”

Most business owners have the largest portion of their net worth in the business asset. Outside of that are other assets, some of which may be publicly traded. While risk and return factors are readily available for the publicly traded assets, the privately held business receives no scrutiny on such factors. However, it is prudent and even helpful for the business owner to have access to such calculated variables for their company.

As an analysis tool, A.Q.U.A.® is primarily designed to answer the following questions:

  • How much is my business worth?
  • How quickly is it growing in value?
  • What is the risk of my business as an investment?
  • What return am I getting on my business as an investment?
  • Should I put more capital into my business?
  • How much capital will it take to grow at my projected rate?
  • When is the business value at the top?
  • How efficiently am I managing my working capital?
  • Should I pay down debt or take on more?
  • What investments should I make outside of the business?

 

Professional Users:

“My client’s biggest asset is the business.”

Advisors who work with business owners have told us that they must have adequate tools for measuring the stock price of the business over time just like they would use research tools to understand the client’s other investment assets.

A.Q.U.A.® can assist the advisor in advising on the illiquid assets their client owns.

As a tool for advisors, A.Q.U.A.® can help answer the following questions:

  • How much is my client’s business worth?
  • What is the risk of my client’s business as an investment?
  • When should my client plan to leave his business?
  • Will my client need to pull assets out of the market to keep the business afloat?
  • How much can my client afford to take out of the business?
  • How can I make sure I am involved as an advisor when the sale happens?
  • How can I get recurring fee income for helping my client with an illiquid asset?
  • Should my client pay down debt in the company or take on more?
  • What investments should I be considering for my client given their business asset?

A.Q.U.A.® has applications for the following user groups:

  • Banks
  • Private Business Owners
  • Healthcare Systems
  • Investors

Public Company Database:

While testing on A.Q.U.A.® over the last few years, we put public company data in the system to test our algorithms. In doing this we found that we got some very interesting information on what various public companies should be trading for.  We also saw that this was sometimes different from the stock price. 

Some advisors who helped test the software have said that this has been an effective way for them to select suitable stocks for investment.

We’re currently working on a database solution for public company analysis.  If you’re interested in talking with us about that please contact us and we can keep you updated.